What To Do When You're Moving and Leaving Your Home Vacant

​You’ll be excited when you relocate into a new home, and it’s a wise move to sell your old house. But, would you feel if you haven’t sold your old home yet, especially if it needs a major renovation? Perhaps, you’ll be worried. It is for sure that you’ll be thinking of how to safeguard your old house while you’re gone because it can be susceptible to theft, vandalism, and other damages. To prevent these and other unfortunate mishaps from happening to your empty house, this article has more for you.

Protecting a Vacant Home After You Move
After bringing all your stuff to your new home, your old house becomes empty, and nobody will be there to look after it.  Your old house is your investment, and definitely has value to you. If you have neighbors, they can check it for you. But, what if they’re busy or your old house is too far away from your neighbors? It’s not a guarantee that they can help to prevent your home from being damaged.  

If the house you’re moving out of has home insurance plan, it’s crucial to familiarize yourself with the current policy. For clarification, you can talk to your insurance agent. Most home insurance policies provide a little bit of flexibility (thirty-day leeway) as far as how long you can leave home empty before the forfeiture of your coverage. 

Insurance Company’s View on Vacant Homes
There’s an extent to how long your home can be empty.  Insurance providers are meticulous when it comes to conditions about the vacancy. Some insurance companies are hesitant to provide the policy. Why? Here are the reasons:

• Vacant homes are risky to safeguard.
• No one’s looking after the house to dissuade vandals, burglars, and snoopers.
• It will be challenging to notice hazards such as fire, flood, etc.

Your neighbors might notice if there’s something wrong with your old house. But, it would take time, and there’s no guarantee that they can notify you right away.

The Best Solution for Vacant House for Sale
Be aware of what your old house insurance policy says because if your house on sale remains vacant beyond the specified amount of time, there’s a significant tendency that the insurance provider could deny your claim.

Talk to a reliable insurance agent to provide you with comprehensive information about the vacant home policy. This type of insurance plan comes with a three-month, six-month, or a monthly plan —it depends on what suits your needs.

One More Thing Before You Go
Forget about hassles. Get the necessary vacant home insurance now for your convenience.

At Old Bay Insurance Agency, Inc, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (410) 777-5390 or Click Here to request a free quote.