Old Bay Insurance Agency Blog
While no one wants to expect the worst, taking necessary measures to protect your family and the house you invested so much in are the top priorities of every homeowner. Read more to find out all the ways you can fireproof your home.
Keep Your Yard Clean
Make a habit of clearing fallen leaves and dead weeds from your yard. Wetting them with a hose can help, too. The point is to lessen the amount of anything potentially combustible in your home. Trimming your lawn is not just about making your place look clean, it’s also a useful tip to naturally fireproof your home. Also, be cautious if you happen to have any pines or other similar conifers in your yard as these things contain highly flammable sap, so it’s best to keep their branches short and away from the ground.
Fireproof Your Home’s Exterior
While it may be expensive, having metal or tile roofs can be a good investment. The material lasts years, and they both resist fire well. Brick or stone walls are also another good option for your exteriors, although there is also fire retardant treated wood available. Even paint can be made fire retardant by simply adding sand to it before applying it to your walls.
Have Your Wirings Inspected
One of the leading causes of fires these days is from electrical short circuits. Hire an electrician to inspect your home’s circuit breaker or to help configure any faulty wiring to make sure an overload doesn’t happen. Make sure all your devices, especially those that take up vast amounts of power, are connected to surge protectors to prevent electrical bursts that might occur when the power comes back on after a blackout. Check that plugs fit right in your outlets, as loose ones can spark turn into a fire hazard.
Fire Extinguishers and Smoke Detectors
Install smoke detectors in all areas of your home, and make sure your fire extinguishers are easy to access. These two items are the first line of defense against house fires, so it’s crucial that you maintain them. Batteries on your smoke detectors should be replaced every six months. Test that they’re in good working condition every other month. Update your fire extinguishers as well, by consulting a professional or hiring one to inspect it for you. Fire extinguishers come in different classes, and a Class C extinguisher is a type that can put out an electrical fire, so be sure to keep this in mind when selecting extinguishers to put in your home.
As much as we try to add defenses to our home to protect from calamities, it’s best to be fully prepared. Most home insurance policies have coverage for fire damage, which will help pay the construction costs for rebuilding your home. Insurance will also cover temporary living expenses as you wait for the house to be livable again.
At Old Bay Insurance Agency, Inc., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (410) 777-5390. Get your free quote today by CLICKING HERE.