Commercial Auto

The Pioneer Commercial Auto Insurance Policy meets the specific needs of your business operation. Business property coverage combined with commercial auto coverage will provide your business with a complete protection package.

When it comes to commercial auto insurance, the Erie Insurance has a variety of coverages to make sure you stay protected.

• Owned Autos – provides protection for claims arising out of ownership.
• Hired Autos – provides protection for a vehicle you or your employee rent or borrow for business.
• Non-Owned Autos – provides protection for partners, employees, or members of households using the vehicle for your business or personal affairs.
• Temporary Substitute Autos – provides protection when your owned auto is disabled and you’re using another vehicle temporarily.
• Newly Acquired Autos – provides protection for new or additional autos acquired during the policy period.
• Light Trailers – provides protection for trailers designed for highway use weighing 3.500 pounds or less pulled by a truck or private passenger auto.

Xtra Protection Features include:

1. Coverage up to $100 per day for loss of earnings due to assisting the ERIE in an accident investigation or defense claim.
2. Coverage up to $50 per day for lawyers’ fees if you are arrested as result of an accident.
3. Bail bond coverage up to $500 bail bond required because of an accident or traffic violation involving an auto we insure.
4. All expenses covered to return your stolen auto (if comprehensive coverage is purchased).
5. Transportation expenses up to $20 per day not to exceed $900 (45 days) for the period of time your auto is not available as a result of a comprehensive loss.
6. All expenses necessary to replace a deployed air bag.
7. Sound equipment up to $1,000 when permanently installed in other than the dash or console.